Does a Medicare Drug Plan Cover Over-the-Counter Drugs?

Does a Medicare Drug Plan Cover Over-the-Counter Drugs?
Medicare Part D

What Original Medicare doesn't cover. Prescription drug coverage is essential, and it can be obtained through a Medicare Part D plan or by enrolling in a Medicare Advantage (MA) plan that includes Part D coverage (MAPD). However, we understand that some medications and health-related things you require may not require a prescription.

 

There's some wonderful news! The Centers for Medicare & Medicaid Services (CMS) has allowed MA plans to include extra benefits such as over-the-counter (OTC) medicine allowances in recent years. This enables you to purchase certain health and wellness products, such as allergy medications, cold and flu remedies, first aid supplies, vitamins, and more.

 

This is significant because OTC medicines are not covered by Original Medicare or Medicare Part D.

 

This includes the following:

Treatments for sexual dysfunction

  • Minerals and vitamins

  • Medication for weight growth or loss

  • Drugs used to promote hair growth or for other cosmetics reasons

  • Antibiotics, which are used to treat the symptoms of a cold or a cough.

 

Also Read: The Pros and Cons of Medicare Advantage Plans

 

 

Does a Medicare Drug Plan Cover Over-the-Counter Drugs?

 

The Consumer Healthcare Products Association (CHPA) estimates that the average consumer in the United States makes 26 trips to buy OTC products each year. This figure is likely to rise as you become older, so every bit counts. An OTC allowance is a set amount of money that you can't spend more than once a month or once a quarter. When it comes to MA plans with an OTC allowance, there is usually a catalog of approved products to pick from.

The good news is, many pharmacies offer a mail-order service, allowing you to have many of your products including prescriptions delivered to your home at no cost!

Products can be ordered through the mail, over the phone, or online. It's worth noting that the amounts of OTC allowances and other MA plan benefits differ.

 

Remember to contact Medicare Services staff if you have any particular queries about your coverage.

 

Does a Medicare Drug Plan Cover Over-the-Counter Drugs?

 

 

Related Posts

Does a Medicare Drug Plan Cover Over-the-Counter Drugs?

Tue, Dec 29, 2020 7:43 PM

medicare service Medicare Part D
When And How to Apply for Medicare Part D?

During a defined enrollment period, Medicare Part D drug plans are available for enrollment by Medicare beneficiaries. Recipients may pick a drug plan for the first time during these particular enrollment p

Does a Medicare Drug Plan Cover Over-the-Counter Drugs?

Wed, Dec 30, 2020 5:44 PM

Medicare Part A Medicare Part D
Does Medicare Cover Cancer Treatment?

Medicare provides medically required equipment, facilities, and prescription medications for cancer treatment. Seniors are more at risk for the development of cancer. "60 percent of people who have cancer are 65 or older," according to Cancer.net.

Does a Medicare Drug Plan Cover Over-the-Counter Drugs?

Tue, Jan 26, 2021 8:28 PM

Health Insurance Medicare Part D
How To Get Discounts With Prescription Drug Coverage

. With your insurance plans, learning ways to get discounts such as prescription drug coverage will help you save more to achieve optimal health.

Does a Medicare Drug Plan Cover Over-the-Counter Drugs?

Fri, Feb 19, 2021 7:03 PM

Medicare Part D
When and How To Sign Up for a Medicare Part D Plan?

Original Medicare does not extend to prescription medications. If you want insurance coverage, you need to enroll in a stand-alone drug plan (Medicare Part D). These plans are managed by private entities, not the Federal Government, although the CMS "approves" them annually. In the area/

Does a Medicare Drug Plan Cover Over-the-Counter Drugs?

Fri, Mar 19, 2021 10:28 PM

medicare service Medicare Part D Medicare Part B
Does Medicare Cover Allergy Testing?

Allergies seem to affect almost everyone these days. Whether it's due to a seasonal, environmental, food, or random occurrence, you may require allergy tests, shots, or medication at some point to help with your condition.