Medigap – Medicare Supplement Insurance
Find an affordable Medicareservice Plan.
What is Medigap?
Medigap is Medicare supplement insurance, which can help pay for health care costs that Medicare Parts A and B don’t cover. You will usually need to have Medicare Part A and Part B to buy a Medigap policy. Medigap policies cannot be paired with Medicare Advantage. Medigap insurance is provided by private health insurance companies such as Aetna, WellCare, Cigna, and Humana. A Medicare supplement policy must follow federal and state laws.
What are the eligibility and enrollment requirements?
Medicare applicants who are eligible for a Medigap policy must also enroll in Medicare Part A and Part B to receive Medigap benefits. Medigap policies require an additional monthly premium on top of your Medicare Part B premium. You can discuss Medicare supplement plan options with one of our licensed sales agents; they can help you compare choices and find a plan that fits your needs.
Is it a family or group plan?
Medigap policies and other Medicare supplement plans are not family or group plans. If you’re married, both you and your spouse will need to obtain your own Medigap policy to receive benefits. For additional Medicare and Medigap information, you can contact one of our licensed sales agents at Medicare Service.
What Our Customer Says
I’m a young lawyer and had no idea how Medicare worked. I was getting so many calls and was overwhelmed until a friend told me about Medicare Service. My experience was friendly, patient, and caring. They helped me pick a Medicare Advantage plan that didn’t cost me a dime. I never felt pressured—just supported!
Running a restaurant means every minute counts, so I needed a Medicare team that could keep things simple. Medicare Service walked me through everything, answered all my questions, and helped me find a plan that actually fits my lifestyle. I finally feel confident about my coverage. What really stood out was how patient and genuine.
The enrollment process was so easy. I wasn’t sure what plan was right for me, but I got honest advice, and everything changed. My agent took time to listen to my story, explained things in a way I understood, and helped me find a plan that covered my doctors and prescriptions. Best of all, it didn’t cost me a dime. I now recommend them for Medicare coverage.
I’m a young lawyer and had no idea how Medicare worked. I was getting so many calls and was overwhelmed until a friend told me about Medicare Service. My experience was friendly, patient, and caring. They helped me pick a Medicare Advantage plan that didn’t cost me a dime. I never felt pressured—just supported!
Switching from my employer insurance to Medicare felt like jumping into the unknown. Thankfully, Medicare Service made it painless. They took the time to understand my situation and explained all my options clearly. They even checked that my heart specialist and medications were covered. I’ve already recommended them to my sister. Excellent service!
.jpg){kind=small}
Frequently Asked Questions
Do I have to pay for your services?
No, our help is 100% free. We’re paid by the insurance companies if you enroll in a plan, not by you. There’s no extra cost for working with us.
When can I enroll in Medicare?
Most people enroll around age 65 during their Initial Enrollment Period. There are also specific enrollment windows each year, such as the Annual Enrollment Period (October 15 – December 7), when you can make changes to your coverage.
What’s the difference between Medicare Part A, B, C, and D?
Medicare Part A: Hospital coverage (inpatient stays, skilled nursing, hospice, some home health).
Medicare Part B: Medical coverage (doctor visits, outpatient care, preventive services).
Medicare Part C: Medicare Advantage plans offered by private companies, combining Parts A & B and often including extra benefits like dental, vision, or prescriptions.
Medicare Part D: Prescription drug coverage.
Can I change my Medicare plan later?
Yes. You can make changes during the Annual Enrollment Period each year, and sometimes during Special Enrollment Periods if you qualify (for example, moving to a new area or losing other coverage).
Will I lose my doctor if I switch plans?
It depends on the plan you choose. Some Medicare Advantage and Part D plans have provider networks. Before switching, we’ll help you check whether your doctor is included in the plan’s network so you can keep your preferred providers.