Medicare provides medically required equipment, facilities, and prescription medications for cancer treatment. Seniors are more at risk for the development of cancer. "60 percent of people who have cancer are 65 or older," according to Cancer.net.
Medicare provides cancer treatment coverage for the following:
Hospital insurance (Part A)
Medical insurance (Part B)
Prescription drugs (Part D)
Hospital insurance for Medicare Part A covers inpatient hospital stays, including cancer treatments. For example, after a mastectomy, breast cancer can require surgically-implanted breast prostheses. Medicare Part A pays 80 percent of the cost of the surgery occurs in an inpatient facility. Consequently, because you have a Medicare Supplement Plan, you pay the remaining 20 percent.
We at Medicare Service suggests Medigap Plan G, which covers 100% of the expense of your Medicare Part A.
Medicare Part B prescription insurance provides many outpatient facilities and medications for cancer-related services. In addition, Medicare Part B provides preventive facilities. You can get lung cancer and prostate cancer screenings, for instance.
Medicare Part B cancer treatment coverage involves chemotherapy medications in an outpatient clinic or doctor's office that are delivered into the vein. Also, Medicare Part B covers the following:
Radiation treatments in an outpatient clinic
Diagnostic tests such as X-rays and CT scans
Some oral chemotherapy treatments
Durable Medicare Equipment (DME) like wheelchairs and walkers
In addition, Medicare Part B includes outpatient procedures. Cancer surgery to remove a tumor, for example. To help you deal with these tough times, it also covers mental health services.
In patients with cancers of the head, neck, or esophagus, enteral nutrition equipment (feeding pump) can be used as a DME. Your doctor can recommend a feeding pump for use at home if you have problems with oral intake, to help you avoid malnutrition and recover from cancer care. Medicare pays 80 percent of the cost of feeding pumps "under the benefit of the prosthetic device."
Part D of Medicare includes chemotherapy and other drug therapies linked to cancer. No prescription medications are covered by Original Medicare. You must participate in either a Medicare Advantage Plan with drug coverage or a Medicare Part D plan in order to get drug coverage. Make sure the prescription includes the list of medications (formulary drugs) and review the medication levels when you participate in a drug plan.
To minimize your out-of-pocket prescription costs, read more about Part D tier costs. In addition, the Medicare Service will help you pick a prescription plan that saves you the most money each year.
Medicare is covered only by home health care services prescribed by a physician and delivered by qualified nurses, although patients must meet strict eligibility criteria.
What is the easiest way to apply for Medicare? Well, you are in the right place! Most people were automatically enrolled and became eligible for Social Security when they turn to 65. We didn't need to apply for Medicare until President Reagan signed the legislation which raises the retirement age in 1983 and begins in 2003.
While eye care is a common need as we age, Medicare coverage is extremely restricted for most vision services. It is normally based on whether you encounter any medical problems that can impair your eyesight.
Many people believe that Medicare is free because, for much of their working life, you have paid into Medicare by taxes, but that assumption is not right.
Often, Medicare premiums come as a shock to new Medicare recipients. You may have noticed that the federal government has been deducting taxes for years from your paychecks. And yes, these deductions go into paying your future payments for Medicare Part A as well as your income checks from Social Security.