Many a well-intentioned family member has taken on the task of caring for an aging parent only to discover that they have taken on more than they can do alone.
In the next years, many more people will be required to fill the duty of caregiver. According to the US Census Bureau, the population of people aged 65 and more will increase by 50% in the next 30 years!
If you are already a caregiver (or will be in the near future), you should know that you don't have to do everything on your own. Hiring a professional caregiver to assist with overall coverage and/or specialized abilities can make a huge difference in the quality of care your parent receives as well as your own life.
But how do you go about picking a caregiver? What are the best places to look for one? What types of inquiries should you be asking?
Everyone has heard tragic news stories about untrustworthy, unqualified, neglectful, or even abusive in-home caregivers. That is something that no one wants to happen to their loved ones. However, this is not always the case. There are a lot of hired carers who do a fantastic job in their jobs.
We've put up a few guidelines and a list of the most critical questions to ask when dealing with a professional home health service to assist you to navigate the process of selecting the best home care expert for your family.
The first step in choosing a home care specialist is to determine exactly what you require. From unlicensed personal care assistants to trained nurses, there are many distinct types of home care professionals.
Does your loved one require specialist care, such as physical therapy, speech therapy, or other forms of support in order to recover from heart failure or another condition or procedure?
Are you looking for someone to keep you company, perform some light housework, and drive you to errands and doctor's appointments?
Or do you require someone to assist doctors with medical operations, handle prescriptions, change dressings, monitor equipment, and assist doctors with medical procedures?
The primary care physician of your loved one should be able to assist you in defining specific needs and priorities. Many home care providers also provide an initial evaluation visit to provide additional assistance.
Once you've determined what you require, it's time to look for an agency that can meet those requirements. When determining whether or not an agency is a good fit, there are three primary factors to consider: reputation and accreditation, people and services, and standards and processes.
A long history in the community, positive write-ups in community-based networks like Nextdoor, and the approval of other local elder care organizations such as a council on aging are all indicators that an agency has a solid reputation, in addition to a glowing recommendation from a friend, family member, or doctor.
Here are a few particular questions to consider:
Also Read: Does Medicare Pay for Home Health Care?
Once you've determined that an agency matches your requirements, it's time to look into the home care specialists it employs and the services it offers. After all, while the agency may be competent, it is the individuals who work there who make the actual difference for you and your loved one on a daily basis.
Here are a few particular questions to consider:
Finally, you should dig a little "in the weeds" and ask direct questions about how the organization operates and manages its caregivers.
Here are a few particular questions to consider:
Also Read: What Is Long-Term Care Insurance?
While working with an agency can increase costs and possibly necessitate a weekly commitment of a certain number of hours, it can also give a number of inherent benefits, such as conducting worker screening, managing liability, and handling payroll and taxes. If your primary caregiver is unable to offer services for whatever reason, you will have faster and easier access to backup care through an agency.
Is there any assistance to cover the price of in-home care once you've found a suitable professional caregiver?
Many people believe that in order to qualify for Medicaid, you must be extremely broke, but this is not the case. In truth, there are a number of ways to protect assets without affecting eligibility provided you are diligent about it. Qualifying for and applying for Medicaid is a time-consuming process, but it's usually well worth the effort. If you'd like to learn more about how we might relieve some of your stress, please contact us at (844) 731-6614
Choosing a competent in-home caregiver is a challenging undertaking, but it doesn't have to be impossible. You'll be off to a good start if you can properly describe and articulate what you and your loved one require. Then it's just a matter of asking the appropriate questions and limiting your options until you find your ideal match.
Medicare is covered only by home health care services prescribed by a physician and delivered by qualified nurses, although patients must meet strict eligibility criteria.
What is the easiest way to apply for Medicare? Well, you are in the right place! Most people were automatically enrolled and became eligible for Social Security when they turn to 65. We didn't need to apply for Medicare until President Reagan signed the legislation which raises the retirement age in 1983 and begins in 2003.
While eye care is a common need as we age, Medicare coverage is extremely restricted for most vision services. It is normally based on whether you encounter any medical problems that can impair your eyesight.
Many people believe that Medicare is free because, for much of their working life, you have paid into Medicare by taxes, but that assumption is not right.
For those who are willing to sign up for Medicare, Medicare Advantage, also known as "Medicare Part C," is more of a catch-all option. Medicare Advantage services